Steven Michael Murphy

Jul 11, 2018
Murphy_Steven cropped


Memorial Mass: 11:00 AM, Saturday, July 14 at St. Edward Catholic Church, Kimball Ave., Waterloo


The family will greet friends from 4:00 to 7:00 PM, Friday at Locke Funeral Home.



Memorials can be directed to Do Better Be Better ( or the Waterloo Public Library Digital Collections.


Steven Michael Murphy of Waterloo (55) passed away at home on Wednesday, July 11, 2018, surrounded by his loving family. He was born May 15, 1963 in Elkader, son of Michael and Dorothy (Welsh) Murphy.


He graduated from Columbus Catholic High School in 1981. Steve married his high school sweetheart, Jane Carr, on August 10, 1985 after completing a degree in finance at Loras College. Steve was an avid musician through high school and college, performing on the alto saxophone.


He got his start in insurance as a claims adjuster for Progressive. Earlier this year he completed a career of over twenty years at Encompass Insurance. As a Sales Education Manager, Steve traveled around the country teaching and was known and loved for his colorful storytelling and sense of humor.


Steve was always generous with his time and talents and volunteered for many local organizations over the years. He was a past treasurer and chair for more than one chapter of Ducks Unlimited; he loved to help organize the parade for My Waterloo Days; and West High’s choir, marching band, and theatre department often benefited from his skills and advocacy. Steve was also a past president of the Sunrise Exchange Club.


Boy Scout Troop 1 had a special place in Steve’s heart. While bringing up his sons, both of whom earned the rank of Eagle Scout, Steve spent many weekends and weeks camping in all weathers with the boys and dads of Troop 1. He traveled as a scoutmaster to Philmont Scout Ranch and Boundary Waters with his sons and other scouts. Steve loved to be outdoors, whether it was hunting, fishing, or hiking with the many close friends he shared laughs with throughout the years.


More than anything else, Steve was a family man. He worked tirelessly on behalf of his family, and still always had time to care, teach, and laugh. He also always had time to throw his tools in the back of his truck and help anybody who needed a hand.


Preceded in death by: his parents.


Survived by: his devoted wife Jane (Carr) Murphy and his three children, of whom he was exceptionally proud—Kevin, Daniel (Narmina) and Hannah. His special mother-in-law, Donna “The Biddy” Carr. Also, his three siblings, William (Shelley) Murphy, Colleen (Chuck) Knapp, and Cathy (Andy) Mills; four sisters-in-law; and many nieces and nephews. Lastly, Steve is survived by three very well-behaved Labradors: Faith, Hope, and Joy.

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  1. Padma Kavuru Kandula | Jan 24, 2019

    Steve always had a great sense of humor and made me laugh by his teasing in high school band.

    Sweet couple and so sorry to hear. 

  2. Tom Dunlavy | Aug 09, 2018
    I was fortunate enough to work with Steve in the mid 1990s.  We had a lot of fun working together.  Steve approached his work in the same manner as he did his family-- high energy, focus, loyalty, and strong commitment.  He also had a great sense of humor and was a master of the art of telling a story.  He will be missed by all who knew him, but his memory lives on.
  3. Karen Totsky Bohmer | Jul 18, 2018
    Steve was a breath of fresh air at Encompass Insurance.  When he spoke of his family his face would light up and there was love and pride in his voice.  I was stunned and saddened to hear of Steve's transition.  No one can ever replace the amazing person Steve was.  My thoughts are with your family.  May you see Steve in your dreams.
  4. Kerry Garcia | Jul 14, 2018

    I am so very sorry for your loss. Steve was a good neighbor. We enjoyed many nice campfires with him and Jane at the Rigel's, with lots of good jokes and conversations. He was always willing to help those who needed it. I will remeber him for his jokes, lively conversations and spirited jolly nature. My deepest condolances to Jane and the kids. 

  5. Gina Greene | Jul 13, 2018
    Remembering a man who touched so many in such a positive way. 
  6. Monica Scott | Jul 13, 2018
    Although I never met his family, I felt like I knew each and every one of you.  Steve always had a wonderful, funny story about his family which he adored.  He will be so very missed, but I know Heaven is celebrating. 
  7. Scott Petersburg | Jul 13, 2018
    Sorry to hear about Steve, he was an outstanding person. We worked together for several years, he was my mentor. So many stories. He will be missed. 
  8. Nick Brown | Jul 12, 2018
    I visited with Steve while also visiting the Rigels in W'loo on and off for many years. My impression of his intellect, and his belief in life will never leave me.
  9. David Samuels | Jul 12, 2018

    Steve had an positive and infectious personality. Whenever I worked with Steve it was a pleasure and he brought great enthusiasm and joy to the work environment. You will be greatly missed.

    Our thoughts and prayers for Steve's family.

  10. Ruben Carrion | Jul 12, 2018

    Our heartfelt sympathies to the Murphy family.

    Thank you Steve for all your efforts in advocating for community engagement and  safety in Waterloo neighborhoods. God Bless.

    Ruben and Nikki

  11. Columbus High School Alumni | Jul 12, 2018
    Our deepest sympathy to Steve's family and friends.
  12. Maria Kasapidis | Jul 12, 2018

    Steve was one of the best leaders I've had the pleasure of working for. I have learned so much from him. His humor and fun loving character will always be remembered. Prayers to Jane, "The Biscuit" and the entire family. May his memory be eternal.

    My Sincerest Condolences


  13. Talia Sawyer | Jul 12, 2018
    Thought and prayers to the entire family. His Encompass family will miss him dearly.
  14. Katina Hamlar | Jul 12, 2018
    I will miss seeing those dimples and hearing his great laughter. Steve was a magnificent, fun person who was more than willing to help others. He was a great help to me on several occasions. The Encompass family was blessed to have him for so many years. May his legacy live forever! 
  15. Mariana Laughlin Fortier | Jul 12, 2018
    My deepest sympathies go to Steve's family. I worked with him closely for over a year and very much enjoyed his sense of humor, witty personality, kindness and intelligence. He always spoke so fondly about his family. What a wonderful man the world lost...
  16. ShuVaughn Shelley-Yancy | Jul 12, 2018
    I'm so sorry for your loss.  He was a great man with a wonderful smile that radiant to whomever spoke with him  He will be truly missed.
  17. Brian Metzger | Jul 12, 2018
    Nobody could light up a room and make people laugh and smile like Steve.  Every time he called or swung by to visit it was a treat to talk to him.  I always enjoyed listening to the tales of his life outside of work with the family, hunting, or the dogs.  I will genuinely miss Steve.  The world was a better place with you and I will always appreciate the honor I had of knowing and working with you.  My deepest sympathies to the Murphy family.  My thoughts are with you all.
  18. Nina Shaheen | Jul 12, 2018

    I quickly learned that Steve was quite colorful.  I will look for him in the next rainbow.  Memory Eternal. 

    Prayers for peace.

  19. Andrea Burns | Jul 12, 2018
    Steve was such a kind and joyful man, and was one of the first individuals I met when I began working at Encompass.  His sense of humor and focus will always be remembered.  I will miss you, Steve.  My deepest condolences to the entire family.
  20. Bruce Knowles | Jul 12, 2018
    On Behalf Of My Wife Dawn, My Daughter Grace, and I, u Will Hold All Of You In My Thoughts And Prayers. My Heart Goes Out To ALL OF You! GOD BLESS YOU !
  21. Kathy Hertzog | Jul 12, 2018
    Steve was a wonderful man. Had many opportunities with work with him over the years. Always helpful, with a smile in his voice and on his face. Steve will be missed. Deepest sympathies for your loss. Prayers surround your family.
  22. Karen Harris | Jul 12, 2018
    Steve was wonderful to work with, I always learned something during my interactions with him.  He always had a smile and made me laugh.  My thoughts and prayers are with all of you during this difficult time.
  23. Joan Burns | Jul 11, 2018

    My heart aches for the Murphy/Carr families.   Steve was an angel on earth to teach us all how to laugh and help one another without hesitation.   With deep sympathy,  Joan Burns


  24. Amy Schaefer | Jul 11, 2018
    My condolences to the Murphy family Steve with such a great guy always had a smile on his face he will be greatly missed.
  25. Amy Schaefer | Jul 11, 2018
    my sympathies to the Murphy family. Steve was such a  great guy and  always had a smile in his face. He will be greatly missed.
  26. Doug Dietz | Jul 11, 2018
    My deepest sympathies to the Murphy family. Steve and I had some very fun times hunting ducks, pheasant and turkeys.  At the end of the hunt there was always a story.  I have many of them storied in my memory.  Our path changed directions over the years but I still called Steve Murphy a true friend.  Tape and Guts my friend.  God speed 
  27. Stacie Mills | Jul 11, 2018
    It was impossible to keep a straight face around Steve. We will all miss him so, so much. All our love and prayers are with Jane, the kids, and the rest of Steve's family.
  28. Vicki Cutsforth | Jul 11, 2018

    Our deepest sympathies.  Steve was a fun guy, funny and has a great smile!  We had the best time in Band at Columbus.


    our family learned a lot in Boy Scouts!

  29. James E. O'Connor | Jul 11, 2018
    I'm so sorry. Steve will be missed!

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